Klarna | Shop now. Pay later.

4.8
1.29M reviews
50M+
Downloads
Content rating
USK: All ages
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About this app

SHOP NOW. PAY LATER.
With Klarna, you can choose to pay in 4 payments, interest-free. This gives you the chance to get what you love now and make your payments more manageable over time.

SHOP MORE. GET MORE.
The more often you pay in 4 with Klarna and pay back on time, the more purchasing power you unlock.

SHOP SMARTER WITH COLLECTIONS.
Get your shopping ideas in order by saving your faves from any store to collections in the Klarna app. Share them to make a fashion statement, or to get what you really want. No more useless gifts. And let our experts spark your inspiration with shopping tips in curated collections tailored to you.

GET PRICE DROP ALERTS.
Never pay full price again. When you set up price-drop notifications in our app, you’ll be the first to know when your favorite products go on sale.

SAVE AND SHARE WHAT YOU LOVE.
Keep track of everything you want. Browse online stores, pin your favourites and share your saved items with friends.

MANAGE YOUR PAYMENTS.
Love being organized? When you shop with Klarna, you get a complete overview of all your purchases and payments. You can now pay a single installment early for added convenience.

STAY SAFE.
Shopping is thrilling enough without security risks. Our login is as simple as it is secure – with Face ID, Touch ID or PIN.

AVOID LATE FEES.
Never miss a payment and stay on top of your finances by activating push notification reminders.

MAKE HASSLE-FREE RETURNS.
Need to send something back? Report a return right in the app. We’ll pause your purchase so you don’t have to pay in the meantime.

GET HELP WHEN YOU NEED IT.
Chat with our customer support whenever you need help. Or if you just want to give feedback. Everyone loves a compliment.

DIGITISE YOUR LOYALTY CARDS
Klarna is the official successor to Stocard. Unclutter your wallet by scanning the code on your plastic cards within seconds.

Try smoooth shopping in the Klarna app, it’s a game changer.
Updated on
Oct 24, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
App activity, App info and performance and Device or other IDs
This app may collect these data types
Location, Personal info and 6 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.8
1.27M reviews
Paula
May 28, 2025
Switched from Stocard, this app is frustrating to use. All I need is to store my cards digitally so that I can use them when paying. Klarna always has some pop-up after opening, and when i try to close the window the app freezes. Today a new pin was needed after I opened it. I tried to again close the window and it signed me out of the whole app. I paid full price for my groceries, even though I bought some of it explicitly because of the discounted price. Edit: switched to another app
98 people found this review helpful
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Klarna Bank AB (publ)
May 28, 2025
Thank you for the review. We understand that no change comes without opposition and your negative feelings are warranted. We are closely monitoring the response to these changes to see what adjustments we can make to better meet the needs of our Stocard customers. We want to assure you your feedback has been heard. Please watch for future updates.
Steve Surname
January 31, 2025
Managing monthly payments has become utterly frustrating & unreliable. Planned payments are being taken before the due dates, leading to notifications & emails telling me to "pay as fast as possible with the app". However, on the app it only shows "in progress" payments with no way of actually paying the "missed" ones, leading to confusion, frustration and possibly panic. Additionally, if a payment is done manually, Klarna still takes it again, leading to double payments. App's going downhill
131 people found this review helpful
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Klarna Bank AB (publ)
January 31, 2025
Hi, Thank you for your review. We would be happy to look into this further and therefore recommend that you contact our customer service who can investigate this further internally. You can contact our customer service through our live chat or call us. You can find our current phone number on the website
April Butler
October 24, 2025
I used to love this app. Told all my friends about it. Made my payments on-time, if not paid off early. Had one issue one time and you are pretty much labeled as no longer worthy (and trust me they always got their money-that wasnt the issue). Started having issue after issue after that. Paid off what I owed and finally gave up using it. Just got a notice (10/15) of some bs reason I was denied something back in JULY. And customer service is zero help. Now they run credit. uninstalling.
285 people found this review helpful
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Klarna Bank AB (publ)
October 15, 2024
Hi, we're saddened to hear that your experience fell short of expectations and we'd still like to help look further into this to make things right. Please chat with us at app.klarna.com/login or visit our website at https://www.klarna.com/us/customer-service/ to view other methods to reach our team.

What’s new

Explore the latest Klarna app. We're bringing you a new and improved shopping experience to search, compare, and save at your favorite stores. Keep track of all your payments, deliveries, and budget with ease. Organize your cards and balances within your in-app Wallet, and customize your journey by configuring preferences in your profile. We've also made some minor updates and fixes.